Legal Document 09 of 15

Disclaimer & Assumption of Risk

Effective Date: August 1, 2026  ·  Last Updated: August 1, 2026

PLEASE READ THIS DISCLAIMER & ASSUMPTION OF RISK (\”Disclaimer\”) CAREFULLY.

This Disclaimer is entered into between:

RAISHBROOK MEDIA GROUP, LLC

d/b/a RMG News Academy

578 Washington Blvd, Suite 863

Marina del Rey, California 90292

United States

(\”RMG News Academy,\” \”Company,\” \”we,\” \”our,\” or \”us\”)

and the purchaser, participant, student, user, or viewer (\”User,\” \”you,\” or \”your\”).

This Disclaimer applies to all:

  • websites;
  • landing pages;
  • online courses;
  • memberships;
  • coaching;
  • webinars;
  • livestreams;
  • communities;
  • educational materials;
  • downloads;
  • templates;
  • videos;
  • digital products;
  • future offerings;
  • related Services

(collectively, the \”Services\”).

By accessing, purchasing, enrolling in, or using the Services, you acknowledge and agree to this Disclaimer.

If you do not agree:

DO NOT ACCESS OR USE THE SERVICES.

1. IMPORTANT NOTICE

PLEASE READ THIS DISCLAIMER CAREFULLY.

The Services may discuss, demonstrate, reference, or educate regarding:

JOURNALISM, BREAKING NEWS GATHERING, FILMING, PHOTOGRAPHY, VIDEOGRAPHY,

SCANNER MONITORING, DRONE OPERATION, EMERGENCY INCIDENT RESPONSE,

PUBLIC RECORDING, TRAVEL, LICENSING, AND RELATED ACTIVITIES.

These activities may involve:

INHERENT RISKS.

You voluntarily assume all risks associated with applying information discussed through the Services.

Nothing in the Services encourages:

  • unlawful conduct;
  • reckless behavior;
  • dangerous driving;
  • trespassing;
  • responder interference;
  • unlawful drone activity;
  • unsafe scene access.

2. EDUCATIONAL PURPOSES ONLY

The Services are provided solely for:

EDUCATIONAL AND INFORMATIONAL PURPOSES.

Nothing within the Services constitutes:

  • legal advice;
  • journalism legal advice;
  • FAA instruction;
  • aviation certification;
  • emergency responder training;
  • law enforcement authorization;
  • professional licensing;
  • governmental approval;
  • guaranteed safety instruction.

Nothing within the Services guarantees:

  • safe outcomes;
  • legal outcomes;
  • journalism success;
  • footage sales;
  • monetization;
  • licensing revenue.

You remain solely responsible for:

YOUR OWN DECISIONS, ACTIONS, SAFETY, AND LEGAL COMPLIANCE.

3. ASSUMPTION OF RISK

You acknowledge that journalism, breaking news gathering, filming, travel, drone operation,

scanner monitoring, public recording, and emergency scene attendance may involve:

DANGEROUS, HIGH-RISK, AND UNPREDICTABLE CONDITIONS.

Potential risks include but are not limited to:

  • bodily injury;
  • permanent disability;
  • death;
  • robbery;
  • assault;
  • unstable individuals;
  • violent crime scenes;
  • riots;
  • protests;
  • fires;
  • hazardous materials;
  • vehicle crashes;
  • smoke exposure;
  • severe weather;
  • falling debris;
  • emotional distress;
  • legal consequences;
  • reputational harm;
  • financial loss.

You further acknowledge that:

EMERGENCY SCENES ARE DYNAMIC, DANGEROUS, AND INHERENTLY UNPREDICTABLE.

Conditions may rapidly change without warning and may involve hazards not immediately

visible or foreseeable.

You knowingly and voluntarily:

ASSUME ALL RISKS

associated with:

  • scene attendance;
  • journalism activities;
  • filming;
  • photography;
  • videography;
  • travel;
  • licensing activities;
  • publishing decisions;
  • business decisions;
  • use of information obtained through the Services.

No story is worth:

INJURY, DEATH, OR HARM TO YOURSELF OR OTHERS.

4. NO ENCOURAGEMENT OF ILLEGAL OR UNSAFE CONDUCT

RMG News Academy does not encourage, authorize, endorse, or recommend:

  • speeding;
  • reckless driving;
  • trespassing;
  • unlawful recording;
  • illegal drone operation;
  • violating FAA rules;
  • crossing police lines;
  • violating fire perimeters;
  • entering restricted areas;
  • responder interference;
  • harassment;
  • unsafe scene conduct.

Nothing in the Services authorizes:

VIOLATION OF LAW.

Users remain solely responsible for complying with:

  • federal law;
  • state law;
  • local law;
  • drone laws;
  • privacy laws;
  • trespass laws;
  • recording consent laws;
  • emergency restrictions;
  • responder instructions.

5. PRESS ACCESS DISCLAIMER

Completion of any Service does NOT guarantee:

  • media credentials;
  • press credentials;
  • station access;
  • police access;
  • fire department access;
  • emergency access;
  • interviews;
  • preferred positioning;
  • scene proximity.

Press credentials do not override:

  • crime scene restrictions;
  • police perimeters;
  • evacuation zones;
  • trespass laws;
  • private property rights;
  • lawful responder orders.

You agree to comply with lawful instructions from:

  • police officers;
  • firefighters;
  • EMTs;
  • security personnel;
  • property owners;
  • public officials.

6. DRONES, SCANNERS & EQUIPMENT DISCLAIMER

The Services may discuss:

  • drones;
  • scanners;
  • radios;
  • cameras;
  • editing tools;
  • communication systems;
  • journalism equipment.

You remain solely responsible for:

  • lawful use;
  • FAA compliance;
  • licensing compliance;
  • safe operation;
  • equipment decisions;
  • legal restrictions.

RMG News Academy does not guarantee legality of equipment use in every jurisdiction.

Laws vary substantially.

7. TRAVEL & TRANSPORTATION RISKS

Students may choose to travel to:

  • breaking news scenes;
  • emergencies;
  • disasters;
  • remote areas;
  • high-risk environments.

Travel may involve:

  • vehicle collisions;
  • hazardous road conditions;
  • dangerous individuals;
  • unpredictable environments;
  • severe weather.

You assume all risks associated with:

TRAVEL AND TRANSPORTATION DECISIONS.

RMG News Academy does not encourage unsafe travel.

8. NO GUARANTEE OF SAFETY

RMG News Academy makes:

NO GUARANTEE

that information provided through the Services will:

  • prevent injury;
  • avoid danger;
  • eliminate risk;
  • prevent legal consequences;
  • prevent loss.

No educational material can eliminate:

INHERENTLY DANGEROUS CONDITIONS.

9. RELEASE OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

You release, waive, discharge, and hold harmless:

RAISHBROOK MEDIA GROUP, LLC

d/b/a RMG News Academy

and its:

  • owners;
  • officers;
  • employees;
  • contractors;
  • instructors;
  • affiliates;
  • licensors;
  • representatives;
  • guests;
  • contributors;
  • successors;
  • assigns

from any and all:

  • claims;
  • injuries;
  • damages;
  • lawsuits;
  • demands;
  • liabilities;
  • expenses;
  • costs;
  • legal claims

arising out of or relating to:

  • journalism activities;
  • filming;
  • photography;
  • videography;
  • travel;
  • drones;
  • scanners;
  • emergency scene attendance;
  • licensing;
  • publishing;
  • driving;
  • educational reliance;
  • participation in the Services.

This release includes claims arising from:

ORDINARY NEGLIGENCE

to the fullest extent permitted by applicable law.

This release does NOT apply to claims arising from gross negligence, willful misconduct,

fraud, or intentional acts,

EXCEPT WHERE PROHIBITED BY APPLICABLE LAW.

9A. VOLUNTARY ASSUMPTION OF INHERENT RISKS

You expressly acknowledge that the activities described in this Disclaimer — including

attendance at emergency scenes, drone operation, travel to high-risk environments, and

breaking news gathering — involve risks that are inherent to those activities and cannot

be eliminated regardless of the care taken.

Your voluntary participation constitutes:

PRIMARY ASSUMPTION OF ALL INHERENT RISKS

associated with those activities, including but not limited to the risks identified in

Section 3 of this Disclaimer.

You acknowledge that you have made an informed, independent decision to engage in

these activities and that no representation by RMG News Academy has induced or

influenced that decision.

10. USER RESPONSIBILITY

You acknowledge that:

YOU ALONE ARE RESPONSIBLE

for:

  • decisions;
  • legal compliance;
  • safety;
  • travel;
  • filming;
  • publishing;
  • licensing;
  • equipment use;
  • journalism conduct.

You agree not to rely solely upon educational content when making:

SAFETY, LEGAL, OR HIGH-RISK DECISIONS.

11. NO GUARANTEE OF OUTCOMES

RMG News Academy makes:

NO GUARANTEES

regarding:

  • safety;
  • legal outcomes;
  • journalism success;
  • footage sales;
  • licensing revenue;
  • monetization;
  • YouTube growth;
  • subscriber growth;
  • media access;
  • station relationships;
  • press credentials;
  • business success;
  • financial outcomes.

Results vary substantially between individuals.

Past performance does not guarantee future outcomes.

Examples involving Howard Raishbrook, RMG News, students, guests, or third parties are:

INDIVIDUAL EXAMPLES ONLY

and are not guarantees of future results.

12. INDEMNIFICATION

You agree to:

DEFEND, INDEMNIFY, AND HOLD HARMLESS

Raishbrook Media Group, LLC d/b/a RMG News Academy and its:

  • owners;
  • employees;
  • contractors;
  • instructors;
  • affiliates;
  • licensors;
  • representatives;
  • guests;
  • contributors;
  • successors;
  • assigns

from and against any:

  • claims;
  • lawsuits;
  • liabilities;
  • investigations;
  • damages;
  • losses;
  • settlements;
  • judgments;
  • penalties;
  • attorneys\’ fees;
  • costs

arising out of or relating to:

  • your conduct;
  • journalism activities;
  • filming;
  • photography;
  • videography;
  • publishing;
  • trespass claims;
  • privacy claims;
  • copyright claims;
  • defamation claims;
  • drone use;
  • scanner use;
  • unsafe conduct;
  • unlawful conduct;
  • responder interference;
  • travel decisions;
  • violation of law;
  • misuse of information obtained through the Services.

This obligation survives termination.

EXCEPT WHERE PROHIBITED BY APPLICABLE LAW.

13. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

RAISHBROOK MEDIA GROUP, LLC D/B/A RMG NEWS ACADEMY, ITS OWNERS, EMPLOYEES,

CONTRACTORS, INSTRUCTORS, AFFILIATES, LICENSORS, CONTRIBUTORS,

REPRESENTATIVES, SUCCESSORS, AND ASSIGNS SHALL NOT BE LIABLE FOR:

  • bodily injury;
  • disability;
  • death;
  • emotional distress;
  • legal consequences;
  • arrests;
  • citations;
  • trespassing claims;
  • property damage;
  • equipment damage;
  • travel incidents;
  • vehicle collisions;
  • drone incidents;
  • licensing losses;
  • monetization failures;
  • lost profits;
  • lost revenue;
  • reputational harm;
  • business interruption;
  • indirect damages;
  • incidental damages;
  • consequential damages;
  • punitive damages.

TO THE FULLEST EXTENT PERMITTED BY LAW:

OUR TOTAL AGGREGATE LIABILITY

shall not exceed:

THE TOTAL AMOUNT ACTUALLY PAID BY YOU

for the applicable Service giving rise to the claim during the preceding:

TWELVE (12) MONTHS.

14. INTERNATIONAL USERS

You acknowledge that laws relating to:

  • journalism;
  • privacy;
  • recording;
  • drones;
  • scanners;
  • public filming;
  • copyright;
  • trespass;
  • licensing

vary substantially between jurisdictions.

You remain solely responsible for complying with laws applicable to your:

LOCATION AND ACTIVITIES.

Nothing in this Disclaimer limits:

NON-WAIVABLE LEGAL RIGHTS

where required by applicable law.

15. GOVERNING LAW

This Disclaimer shall be governed exclusively by:

THE LAWS OF THE STATE OF CALIFORNIA

without regard to conflict-of-law principles.

Disputes relating to this Disclaimer shall be governed by the:

TERMS OF SERVICE & USER AGREEMENT

including mandatory arbitration provisions.

16. SURVIVAL

The following provisions survive termination indefinitely:

  • assumption of risk;
  • voluntary assumption of inherent risks;
  • release of liability;
  • indemnification;
  • limitation of liability;
  • governing law;
  • dispute resolution;
  • legal protections.

17. SEVERABILITY

If any provision of this Disclaimer is determined unenforceable:

THE REMAINING PROVISIONS SHALL REMAIN IN FULL FORCE AND EFFECT.

18. ENTIRE AGREEMENT

This Disclaimer shall be interpreted consistently with:

  • Terms of Service & User Agreement;
  • Licensing & Usage Terms;
  • Media & Journalism Legal Notice;
  • Media Ethics Disclaimer;
  • Refund & Billing Policy;
  • Website Disclaimer & Legal Notice;
  • AI Disclaimer & Acceptable Use Policy.

In the event of a direct conflict between this Disclaimer and the:

TERMS OF SERVICE & USER AGREEMENT

the Terms of Service shall control,

except where expressly stated otherwise or where prohibited by applicable law.

19. CONTACT INFORMATION

RMG NEWS ACADEMY

Raishbrook Media Group, LLC

d/b/a RMG News Academy

578 Washington Blvd, Suite 863

Marina del Rey, California 90292

General Support

hello@rmgnewsacademy.com

Billing & Refund Support

billing@rmgnewsacademy.com

Legal & Copyright Notices

legal@rmgnewsacademy.com